Quit Claim Deed: A Comprehensive Guide to Transferring Property Without Hassles

Quit Claim Deed: A Comprehensive Guide to Transferring Property Without Hassles

Quit claim deed

A quit claim deed is a legal document used to transfer interest in real property. Unlike other property deeds, it doesn’t guarantee that the grantor holds a valid title or ownership, but simply transfers any interest the grantor may have. Here’s a guide on how to file one, when to use it, a real-life example, and its pros and cons.

Key Takeaways on Quit Claim Deed:

  • Definition: A Quit Claim Deed transfers property interest without guaranteeing a clear title.
  • Usage: Ideal for family property transfers, resolving title issues, or moving assets into trusts.
  • Real-life Scenario: Commonly used in divorce settlements, like Tom transferring his house interest to Sarah.
  • Pros: Offers simplicity and flexibility in property transfers.
  • Cons: Lacks guarantees and can carry unforeseen debts.

How to File a Quit Claim Deed:

  1. Draft the Deed: Start by obtaining a quit claim deed form suitable for your jurisdiction. Many local county offices or online resources offer templates. The primary information includes the grantor’s (person transferring the interest) details, grantee’s (person receiving the interest) details, the legal description of the property, and the consideration (amount, if any, paid for the transfer).
  2. Notarization: Once completed, both the grantor and grantee must sign the deed in front of a notary public. The notary verifies the identity of the parties involved and ensures they’re signing voluntarily.
  3. Recording the Deed: Take the notarized deed to the local county recorder’s or clerk’s office. There might be a recording fee, which varies by locality.
  4. Transfer Tax Declaration: Some counties may require you to file a transfer tax declaration, detailing the sale price and calculating any taxes due.
  5. Notify Relevant Parties: Inform your local tax assessor and any homeowners’ associations of the change in property ownership.

When to Use a Quit Claim Deed:

  1. Transferring Property within Family: Commonly used in cases of divorce, where one spouse transfers their interest in a property to the other, or when parents transfer property to children.
  2. Clearing Title Issues: To clear up a title or if there’s uncertainty about property ownership.
  3. Transferring to a Trust: Owners might use it to move property into a living trust.

Real-life Example:

Consider Sarah and Tom, who recently got divorced. As part of their settlement, Tom decides to transfer his interest in their jointly-owned house to Sarah. They use a quit claim deed, where Tom is the grantor, and Sarah becomes the sole owner, ensuring a seamless transition without the guarantees or complications of a warranty deed.

Pros and Cons:


  1. Simplicity: It’s a quick and uncomplicated way to transfer property.
  2. Flexibility: Useful in a variety of scenarios, especially within families or trusts.


  1. No Guarantees: The grantee receives no assurances about the validity of the property title.
  2. Potential Debts: If there are liens on the property, the grantee becomes responsible for them.

Cost of Filing a Quit Claim Deed

When considering the use of a Quit Claim Deed, it’s essential to be aware of the associated costs. These can vary based on the jurisdiction, the complexity of the transaction, and other potential variables. Here’s a breakdown of what you might expect:

  1. Deed Preparation: While there are free templates available online, it’s often recommended to consult with an attorney or a title company to ensure accuracy and adherence to local laws. The cost for such professional services can range anywhere from $100 to $500 or more, depending on your location and the complexity of the deed.
  2. Recording Fees: After having the deed notarized, it needs to be recorded with the local county recorder’s or clerk’s office. Recording fees can vary widely based on the county but typically range from $10 to $150.
  3. Notary Fees: Getting the deed notarized is a crucial step in the process. Depending on where you get it done, you might expect to pay between $5 and $20 per signature.
  4. Transfer Taxes: Some jurisdictions may levy a transfer tax or a documentary stamp tax on the transaction. The amount can be based on the property’s value or a flat fee. However, certain transfers, like those between family members, might be exempt from these taxes.
  5. Additional Fees: In some cases, there might be additional administrative fees or other miscellaneous charges associated with the deed’s processing.
  6. Potential Legal Consultation: If you’re unsure about any part of the process or the implications of transferring property rights, it might be wise to consult with a real estate attorney. This can add to the cost but provides peace of mind and assurance against potential legal pitfalls.

The total cost to file a Quit Claim Deed can be relatively low, especially if you’re handling the process yourself. However, when utilizing professionals to ensure accuracy and legality, the cost can increase. It’s always a good idea to research local rates and fees, and if in doubt, consider the value of professional advice to avoid future complications.


A quit claim deed offers a straightforward method for transferring property interest, especially in situations where the parties trust each other. However, due to the lack of guarantees, potential buyers or recipients should proceed with caution, often seeking legal advice before moving forward.

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